Welcome to the Richmond Advisory (hereinafter referred to as “RA”). These Terms and Conditions govern your access to and use of RA’s services and website. By accessing or using RA’s services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access or use our services.
1. Definitions
- “RA” refers to the Richmond Advisory, its employees, agents, and affiliates.
- “User” refers to any individual or entity accessing or using RA’s services.
- “Services” refers to the resources, tools, and information provided by RA to prevent, detect, and report fraudulent activities.
2. Use of Services
2.1 Eligibility: By using RA’s services, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms and Conditions.
2.2 Lawful Use: Users agree to use RA’s services only for lawful purposes and in compliance with all applicable laws and regulations.
2.3 Prohibited Activities: Users must not engage in any of the following activities while using RA’s services:
Any activity deemed harmful or disruptive to RA or its users
Fraudulent or illegal activities
Misrepresentation or impersonation
Distribution of malware or other malicious software
Interference with RA’s services or systems
Violation of intellectual property rights
3. Account Registration
3.1 Account Creation: Certain features of RA’s services may require account registration. Users agree to provide accurate and complete information during the registration process.
3.2 Account Security: Users are responsible for maintaining the security of their account credentials and for all activities conducted under their account. RA shall not be liable for any unauthorized access to or use of user accounts.
4. Privacy
4.1 Privacy Policy: RA’s collection and use of personal information are governed by our Privacy Policy. By using RA’s services, you consent to the collection, use, and disclosure of your personal information as described in the Privacy Policy.
5. Intellectual Property
5.1 Ownership: All content, trademarks, logos, and intellectual property rights associated with RA’s services are the property of RA or its licensors.
5.2 License: Users are granted a limited, non-exclusive, and non-transferable license to access and use RA’s services for their intended purpose.
5.3 Restrictions: Users must not reproduce, modify, distribute, or create derivative works based on RA’s services without prior written consent from RA.
6. Disclaimer of Warranties
6.1 RA’s services are provided on an “as is” and “as available” basis, without any warranties of any kind, express or implied.
6.2 AFC does not warrant that its services will be uninterrupted, error-free, or free from harmful components.
6.3 Users acknowledge and agree that their use of RA’s services is at their own risk.
7. Limitation of Liability
7.1 To the fullest extent permitted by law, RA shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way related to the use of its services.
7.2 RA’s total liability for any claim arising out of or in connection with these Terms and Conditions shall not exceed the amount paid by the user, if any, for the use of RA’s services.
8. Indemnification
Users agree to indemnify and hold harmless RA, its employees, agents, and affiliates, from and against any and all claims, liabilities, damages, losses, costs, or expenses arising out of or in connection with their use of RA’s services or any violation of these Terms and Conditions.
9. Modifications
RA reserves the right to modify or revise these Terms and Conditions at any time, without prior notice. Users are responsible for regularly reviewing the latest version of these Terms and Conditions. Continued use of RA’s services after any such changes shall constitute acceptance of the modified Terms and Conditions.
10. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts.
11. Severability
If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable under any applicable law, such provision shall be deemed modified to the extent necessary to make it valid, legal, and enforceable. If modification is not possible, the provision shall be severed from these Terms and Conditions, and the remaining provisions shall remain in full force and effect. Any invalidity, illegality, or unenforceability of a provision in one jurisdiction shall not affect its validity, legality, or enforceability in any other jurisdiction. The failure of either party to enforce any provision of these Terms and Conditions shall not constitute a waiver of that provision or any other provision.
12. Entire Agreement
These Terms and Conditions, along with any additional agreements or policies referenced herein or provided by RA, constitute the entire agreement between the user and RA regarding the use of RA’s services, superseding any prior agreements, understandings, or negotiations, whether oral or written, between the parties. No representations, warranties, or guarantees not expressly set forth in these Terms and Conditions shall have any force or effect. Any modifications or amendments to these Terms and Conditions must be made in writing and signed by an authorized representative of RA.
Users acknowledge and agree that any terms or conditions contained in documents provided by the user, including but not limited to purchase orders, acknowledgments, or other similar documents, shall have no force or effect unless specifically agreed to in writing by RA.
In the event of any inconsistency or conflict between these Terms and Conditions and any other agreement or policy provided by RA, these Terms and Conditions shall prevail unless expressly stated otherwise by RA in writing.
Contact Us
If you have any questions or concerns about these Terms and Conditions, please get in touch with us via the contact form on our website.
This Privacy Policy was last updated on April 13, 2024.